Buy Now Pay Later with Paysmosmo

About Paysmosmo	Paysmosmo! How it works	Paysmosmo allows you to buy any desired items e.g. laptops, phones, computers, generators, electronics and home appliances, and make payments in instalments for four months. To access this service, you must be gainfully employed either in a Private Organization or be a staff of the Lagos State Civil Service, and must be resident in Lagos. All Orders are placed on our Website: www.paysmosmo.com, after which Product Confirmation is carried out and your desired items delivered to you at the comfort of your chosen address and you can start payment by the end of the month based on agreed amounts
	Does Paysmosmo have a Physical Location?	Yes. Our office is located at No. 40B, Seinde Calisto Crescent, Charity bus/stop, Oshodi Lagos
	For how long can I pay back?	You can spread payments for a period of 4 months in equal installments at 0% interest
	How do I Order on Paysmosmo website?	First, create an account on www.paysmosmo.com. Upload the necessary documents - Bank Statement of the last 3months, Work place ID and a valid ID. For Lagos State civil servants, you are required to upload your Salary Payslip ONLY, with no upfront payment required. Make selections of your desired items and add to cart. Check out and make payment.
	Which items are available?	Phones, Laptops, Electronics and Home Appliances from LG, Hisense, and Haier Thermocool.
	How do I know if I’m eligible?	You are eligible if you’re in a paid employment and live in Lagos.
	Do I need to bring a Guarantor?	No
	When will I collect the items that I am paying for?	Delivery of purchased items is done immediately after completion of first payment to your prefered location.
	Is Delivery free?	No. Delivery is for a fee.
	Do I need an account to place an Order?	To successfully order for any item of choice on the website, it is mandatory to have an Account on the Paysmosmo website.
	Do I need to upload by BVN?	Not for now. It may be required later depending, if the payment gateway requires.
	Do the products have warranty?	Yes, all the products we sell have warranty, and can be claimed at the respective brand service centers
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